DeFi七点钟社区|DMEX让‮产资‬流动起‮的来‬金服平台

1月29日晚七点，DeFi七点钟社区迎来第39期嘉宾Nurtan ，DMEX CEO/猫sir,DMEX‮文中‬社区‮愿志‬者，分享主题：DMEX让‮产资‬流动起‮的来‬金服平台

DeFi七点钟社区，DeFi国内第一社区；

目前分群建​设1000+，覆盖20万＋行业用户，150家区块链行业媒体宣发报道；

由区块链技术的多位大咖共同发起成立；

目的是学习DeFi区块链知识，推进区块链技术在各个行业的落地和应用。

以下为嘉宾分享实录：

Q1：请二位嘉宾先在七点钟社区介绍一下自己吧，并简单说一下是什么促使您发起这个项目的呢？

Q1: Welcome to the Seven O’Clock Community! Please introduce yourself first and tell us briefly, what prompted you to start your project?

Nurtan: I am a passionate, hands-on, and driven Executive with over 23 years of Finance Transformation and Integration experience and have always focused on helping Senior Leadership globally to identify and capture finance growth and to drive strategic change to achieve the next level of Enterprise Performance. And Digital technology is one of the key accelerator drivers to achieve this Strategic and Financial growth in our disrupted market.

我是一位充满激情、亲力亲为的高管，我拥有超过23年的财务转型和整合经验，我始终专注于帮助全球高级领导层发现和把握财务增长点，并以此为决策基础推动战略变革，令企业绩效更上一层楼。在我的工作经历中，我始终坚信数字技术是实现企业战略转变和财务增长的关键加速器和驱动力。

With an eagerness to learn and improve, after I graduated from University in Michigan, Rotterdam School of Management / Erasmus, and Saxion School of Applied Science, I decided to work for a Management Consulting firm because of their ability to solve complex challenges, allowing for fast paced growth, global exposure, diversity, and innovation.

怀着对学习和提高的渴望，从密歇根大学、鹿特丹管理学院/伊拉斯谟学院和萨克森应用科学学院毕业后，我决定到管理咨询公司工作，因为他们有能力解决复杂的挑战，他们鼓励技术创新的模式允许快节奏的增长、有利于培养全球视野、多元化和创新。

I worked at notable firms like Accenture, Deloitte Consulting, the Hackett Group, and Optimus Advice, and consulted on numerous large international complex strategic and finance optimization projects. For example, as a Finance Transformation specialist, I implemented a working capital strategy across the Asia Pacific Region for a $6.9Bln global software company resulting in 7.9% annual working capital savings ($63m/y) and achieved over 45% reduction in financial costs and improvement globally.

我曾在埃森哲、 德勤咨询、哈克特集团和Optimus Advice等著名公司工作，并为众多大型国际复杂的战略和财务优化项目提供咨询。例如，作为财务转型专家，我为一家价值69亿美元的全球软件公司在亚太地区实施了一项营运资金战略，使该公司每年节约7.9%的营运资金（6300万美元/年），并在全球范围内实现了超过45%的财务成本降低和改善。

I have rich experience in working capital management and do believe that whether you are a company or an individual, you must have a free capital flow to achieve maximum profit. It was this thought that triggered my interest in Blockchain.

我在营运资金管理方面有着丰富的经验，我个人也一直认为，无论是公司还是个人，都必须拥有自由的现金流才能实现利润最大化。正是这种想法引发了我对区块链的兴趣。

I have studied the Blockchain industry for a few years now, and as an enthusiastic fan of cryptocurrency, I believe it has a very promising future. I was especially attracted to its core value, ‘decentralization’, and transparency.

我研究区块链行业已经有好几年了，作为一个热衷于数字货币的爱好者，我相信区块链的发展前景非常广阔。它的核心价值"去中心化 "和“高透明度”尤其吸引了我。

With the Blockchain’s integration with traditional and decentralized finance, from liquidity mining to staked loan, the DeFi market is soaring.  My entrepreneurial passion sparkles.

随着区块链与传统金融和去中心化金融的结合，从流动性挖掘到质押借贷，DeFi市场正在飞速发展。我的创业激情也随之水涨船高。

Q2：您为什么会创立DMEX这个项目，主要是希望解决什么问题呢？

Q2: Why did you found the DMEX project and what problem are you trying to solve?

Nurtan : As mentioned, for a few years, I have been keeping an eye on Blockchain’s development and its application as I believed this would be an enormous benefit for our financial transaction security and integrity. I stayed in close contact with multiple Blockchain organizations and experts in this field. When I was working at Deloitte, I learned more about Blockchain and its functional benefits of increasing ledger’s transparency, trust, automation, real-time data availability, and security. I see huge potential for Blockchain.

如前所述，最近这几年来，我一直在关注区块链的发展和应用，因为我相信这对我们的金融交易安全和诚信会有巨大的好处。我与多个区块链机构和这个领域的专家保持着密切的联系。当我在德勤工作时，我深入地了解了区块链及其优势，区块链能够提高账本透明度、信任度、实现自动化、提高实时数据可用性和安全性。我看到了区块链的巨大潜力。

When I first engaged with the IPFS project, I noticed the future for Blockchain’s distributed storage. Filecoin, as the incentive layer for IPFS, creates a Blockchain solution with the potential to completely transform the global storage economy. It provides an immense space for imagination for the business world.

当我第一次参与IPFS项目时，我注意到了区块链的分布式存储的巨大潜力。Filecoin作为IPFS的激励层，创造了一个有可能彻底改变全球存储经济的区块链解决方案。它为商业世界提供了巨大的想象空间。

I am excited to see the storage economy created by the Filecoin network. I believe it will soon revolutionize today’s data storage paradigm. Based on my experience in Finance Transformation, data analysis, and asset management, I believe distributed storage will be a remarkable milestone of our time.

我很高兴看到Filecoin网络创造的存储经济。我相信它很快就会彻底改变当今的数据存储模式。根据我在金融转型、数据分析和资产管理方面的经验，我相信分布式存储将是我们这个时代的一个了不起的里程碑。

Cloud mining is extremely popular now. Compared to conventional mining, it has lower barriers to entry and lower risk. The mining power market represented by cryptocurrencies like Bitcoin, ETH, and Filecoin are worth millions of dollars annually. I see a golden opportunity to build a ground-breaking decentralized financial world.

云算力挖矿现在非常流行。与传统挖矿相比，它的进入门槛更低，风险更低。以比特币、ETH、Filecoin等加密货币为代表的挖矿力市场每年价值数百万美元。我看到了一个黄金机会，我们可以抓住这个机会建立一个突破性的去中心化金融世界。

At the same time, I also see the challenges of the mining power market.

同时，我也看到了算力市场的挑战。

Take the Filecoin project as an example. Since its main net came online in October 2019, its economic model and upfront token collateral mechanism has costed miners a large number of free capitals. Effective storage mining power is easily confused with cloud storage space. Because the cloud mining power platform lacks financial tools, users’ income from purchased mining power is non-transparent. Users cannot transfer or sell their mining power. Many capitals are thereby trapped.

以Filecoin项目为例。自2019年10月主网上线以来，它的经济模式和前置代币抵押机制让矿工们付出了大量的成本。矿工们的流动资金都被消耗殆尽。有效存储算力容易与云存储空间混淆。由于云算力平台缺乏金融工具，用户购买矿权的收入是不透明的。用户不能转让或出售其采矿权。许多资本因此被套牢。

Q3：您能描述一下创建DMEX团队的经过吗？

Q3: Can you describe how did you build up the DMEX team? Who are they and where did you know them?

Nurtan : Being born with a positive and can-do mentality, I was determined to venture further into decentralized finance, hoping to change the status quo of the mining market.

生性积极、能干的我，决心进一步涉足去中心化金融，我希望可以改变算力市场的现状。

I wanted to introduce traditional finance’s tokenized asset to DeFi, build a decentralized mining power financial service platform. The platform’s underlying asset will be Bitcoin, ETH, and Filecoin mining machine. And to do this, I had a few thoughts.

我想把传统金融的代币化资产引入DeFi，打造一个去中心化的算力金融服务平台。平台的底层资产将是比特币、ETH和Filecoin矿机。而要做到这一点，我有几个想法。

Firstly, we could convert the tokenized mining power to NFT. This way, transactions will become even more convenient as NFTs are very popular nowadays. Secondly, we can employ the DAO mechanism to achieve communal governance. With the addition of the creative DeFi products such as collateral and loans, this project’s potential is limitless. As excited as I was, I reached out to my classmate from the University of Michigan, Rufus. I explained my thoughts to see whether he was interested to become the Chief Technology Officer of my project. Rufus was a Senior Engineer at Microsoft and Amazon, and he has founded and headed multiple large-scale project teams. He has considerable expertise in Blockchain, cloud computing toolchain development, distributed computing system architecture, and cloud computing in general.

首先，我们可以将算力通证化为NFT。这样一来，交易将变得更加方便，因为现在NFT非常流行。其次，我们可以采用DAO机制来实现社区治理。再加上抵押借贷等DeFi创意产品，这个项目的潜力是无限的。兴奋之余，我联系了密歇根大学的同学Rufus。我说明了我的想法，看他是否有兴趣成为我项目的首席技术官。Rufus曾是微软和亚马逊的高级工程师，他创立并领导过多个大型项目团队。他在区块链、云计算工具链开发、分布式计算系统架构以及云计算方面有相当的专业知识。

Rufus thought our ideas were feasible from a technical point of view but indicated we needed a third person for product design.  And he knew just the person, Will. Will entered the Blockchain industry in 2013 and began working on public chain development.  He has profound insight into Blockchain technology and products. After consulting Will about our thoughts, he saw the innovative and lucrative potential and suggested to start with Filecoin mining power. His argument was ‘although the Bitcoin mining machine is a reliable asset, it has a long payback period and therefore it would be better for us to start with Filecoin’. I was persuaded by Will’s instinct on market needs. We also believed that when DMEX is to kick off with Filecoin, China would be the biggest market. Will joined DMEX as our Chief Product Officer to design our token economy model.

Rufus认为我们的想法从技术角度来看是可行的，但他表示我们需要另一个人进行产品设计。而他认识的人正是Will。Will在2013年进入区块链行业，开始从事公链开发。他对区块链技术和产品有着深刻的见解。我向Will咨询了关于我这个项目的想法，他看到了创新和赚钱的潜力，建议我们从Filecoin矿机开始。他的论点是'虽然比特币矿机是一种可靠的资产，但它的回收期很长，因此我们最好从Filecoin开始'。我被Will对市场需求的直觉说服了。我们也相信，当DMEX以Filecoin为开端时，中国将是最大的市场。Will加入了DMEX，担任我们的首席产品官，负责设计我们的产品经济模型通证。

Will is a fantastic business partner. After constant communications and brainstorms, Rufus’ technical team took two months to develop a complete technical framework. I was pleasantly surprised when Will found our first investor within days. With support from several top mining pools, we are fully confident in DMEX’s future. Before long, the DMEX Chinese community went online.

Will是一个很棒的商业伙伴。经过不断的沟通和头脑风暴，Rufus的技术团队花了两个月的时间，开发出一个完整的技术框架。当Will在几天内找到我们的第一个投资者时，我感到非常惊喜。在几个顶级矿池的支持下，我们对DMEX的未来充满信心。没多久，DMEX中文社区就上线了。

Q4:DMEX项目有哪些创新？又将为行业带来什么改变吗？

Q4: What are some innovative aspects about DMEX? How will DMEX reform the crypto industry?

Nurtan : DeFi is a brand-new area. This area is full of innovations. Although several influential projects have emerged, the enormous mining power market still has way more potentials.

DeFi是一个全新的区域。这个领域充满了创新。虽然已经出现了几个有影响力的项目，但广阔的算力市场仍有更多的潜力尚未被挖掘。

Our DMEX technology provides a unique NFT based on the ERC721 protocol.  The data and assets are uploaded to the Blockchain via smart contract. We adopt communal DAO governance to create a secure and unbiased financial environment, with more financing options such as DeFi (NFT backed loan, NFT liquidity mining). We decided to start with Filecoin effective mining power as the underlying asset.  After that, we will expand to BTC, ETH, and other mining powers. By converting mining power to NFT and selling or staking mining power, our users will be able to obtain capital liquidity at ease. We can also tackle the non-transparent and inequitable limitations of centralized mining power institutions.

我们的DMEX技术提供了一种独特的基于ERC721协议的NFT。通过智能合约将数据和资产上传到区块链。我们采用社区DAO治理，打造安全、公正的金融环境，提供更加多样化的金融DeFi（NFT质押借贷、NFT流动挖矿）等方案。我们决定先以Filecoin有效算力作为基础资产。之后，我们将扩展到BTC、ETH和其他主流数字货币。通过将算力转化为NFT，将算力出售或抵押借贷，我们的用户将可以轻松获得资金流动性。我们还可以解决中心化算力平台的不透明、不公平的问题。

Our platform is dedicated to developing a decentralized mining power financial service platform that can tokenize mining power as NFT, lower the barriers to user participation, make mining machine income transparent, automatically distribute income, collectively share the risk, and impartially governed by the DAO community.

我们的平台致力于开发一个去中心化的算力金融服务平台，我们可以将算力通证化为NFT，降低用户参与门槛，让矿机收益透明化，自动分配收益，共同分担风险，由DAO社区公正治理。

A brand new decentralized financial world is on the horizon. DMEX, mobilize your assets!

一个全新的去中心化金融世界即将到来。DMEX，让你的资产流动起来!

Q5:DMEX是否开启流动性挖矿呢？

宾猫sir: 会开启的，首先得先讲下我们的代币经济模型：

DMC总发行量：1亿

| 50% - 挖矿产生5000万

通过用户在平台行为挖矿、参与流动性与质押挖矿来产生获得；

| 10% - DAO风控基金1000万

预留为社区DAO管理的风险共担基金，防止出现极端事件；

| 10% - DMEX基金会1000万

用于社区激励，为维持整个社区活跃提供支持；

| 10% - 团队持有1000万

项目团队开发运营，维护项目长期发展。锁仓3年，平均分36个月释放；

| 20% - 私募2000万

早期贡献者及天使基金，上线释放20%，剩余分12个月，按季度平均释放，即每个季度释放20%。

平台币DMC挖矿模型:

DMEX平台币DMC每个区块挖矿奖励为5DMC，其中行为挖矿占40%，流动性质押挖矿占50%，质押挖矿占10%，每半年减半。

1) 行为挖矿：用户质押dToken获得平台币DMC;

行为挖矿获得DMC方式：

—用户存入HUSD/FIL等参与联合挖矿池获得dToken；

—用户将dToken质押获得平台币DMC。

2）流动性挖矿：启动流动性挖矿，用户质押HUSD/DMC或ETH/DMC等交易对，获得平台币DMC；

3）质押挖矿：用户质押平台币DMC获得DMC。

回购销毁

DMEX平台每天会收取联合挖矿中部分挖矿收益和dToken回购销毁时的千分一作为平台手续费；平台会按月将平台总收益的80%收入用于回购并销毁平台币DMC，直到销毁至剩余总量为2100万枚止。

Q6:这么好的项目，春节期间有什么福利给大家呢？

宾猫sir: 春节期间我们会举办活动和粉丝互动!

目前DMEX中文社区几乎每天都有各种空投活动，因为社区太过于活跃，我们还额外招募了10位社群自愿者来一起管理社区。春节期间我们整个中文社区几乎会轮岗为所有用户提供服务，这期间所有的奖励都会翻倍，而且项目方还会在春节期间开启流动性挖矿，当然，所有的挖矿收益都会翻倍获取，让每一位参与者获得多倍的快乐。

除了给大家带来的社区福利之外，我们还要加快自己的技术以及运营步伐，争取在上半年给大家带来更好的产品体验以及产品功能，给大家提供更多投资的选择，让我们拭目以待。

Q7：请给大家分享一下2021年您对行业的看法，DeFi版块的发展是否在今年有更好的突破呢？

Q7: Please share with us your view on the industry’s potential  development in 2021. Do you think the DeFi sector will has another breakthrough this year?

Nurtan: 2021 年 DeFi 的发展趋势，将会是在 2020 年 DeFi 发展的基础上更上一个层次，升级原有的 DeFi 大方向，同时保持对新方向的探索，细化点来说，对于DEX发展，在用户使用体验上、业务功能上、数据展示上要更加贴近用户的使用习惯，此外，在交易速度上、Gas费用上能有升级优化。

In 2021, DeFi will make even better progress based on the achievements in 2020. The original DeFi agenda will receive an exciting upgrade while brand new directions will be explored and utilized. To be more specific, in terms of DEX development, users can expect better user experience, more product functions and clearer data display. In addition, there will be more upgrade and optimization in transaction speed and gas cost.

显然，DeFi还在发展的初级阶段，需要提高产品的可用性，但改善用户体验并不是一件容易的事，DeFi 还没有为迎接主流人群做好准备。但在2021年的准备下，DeFi必定会破圈引来更多流量，从目前DeFi热潮和持续增长的资金量可以看出市场的表现，这也使得DMEX在DeFi领域的机会，这也是催发DMEX强大内生动力的魅力所在！

Obviously, DeFi is still in the early stages of development, we still need to improve the usability of the product. Improving user experience is not an easy task and DeFi is not yet ready to cater for the general population. However, with the good prospects of 2021, DeFi will surely enter into more new fields to attract more traffic. The great potential of this market can be deducted from the current DeFi boom and the continuous growth of DeFi capitals. This is a golden opportunity for DMEX to thrive in the DeFi field. This is the cornerstone that powers the strong advancement of DMEX.

风险警示：七点钟所有文章都不能作为投资建议或推荐，投资有风险，投资应该考虑个人风险承受能力，建议对项目进行深入考察，慎重做好自己的投资决策。