PANews 3月29日消息，经济学家Peter Schiff在X平台发文表示，加密资产支持的抵押贷款结构可能显著提高购房成本。借款人不仅需支付传统房贷利息，还需承担以加密资产为抵押的“二次贷款”利息，该模式本质上相当于为房产进行100%融资，从而放大杠杆水平，并可能提升整体违约风险。
此前消息，Coinbase已推出首个合规加密抵押房贷产品，允许用户以其Coinbase账户中的比特币或USDC作为抵押，用于支付购房首付款。
Peter Schiff：加密抵押贷款或显著抬高购房成本并放大违约风险
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