Swipe isa multi-asset digital wallet, Visa debit card platform that aims to bring cryptocurrencies to commercial, banking standards. It is convenient for users to buy, sell and consume cryptocurrencies. Based in the Philippines, it operates in the UK and Estonia and serves European users. Swipe connects the world's largest payment network to the world's largest digital asset exchange to create a seamless payment card experience for its users. This extensive NETWORK of apis gives these customers access to more than 70 million points of purchase encompassing more than 130 fiat currencies that can be converted from cryptocurrencies to fiat currencies on demand.

Swipe's project's mission is to mainstream digital assets through the establishment of fiat channels.

Swipe uses a decentralized ecosystem and wallet Dapp to bridge the gap between the fiat and cryptocurrency worlds. For now, the cryptocurrency space and the traditional financial sector remain separate. Swipe links with and works with major payment networks to help businesses simplify their entry to market. In addition, the web takes advantage of powerful apis to create tailored products. That is, users with a cryptocurrency debit card can use the cryptocurrency debit card to make payments in all places that accept government-issued currency swipe payments, not only directly linked to their cryptocurrency wallet (usually a hot wallet), but also able to convert the cryptocurrency in the user's wallet into fiat currency for transaction settlement at any time.

Swipe Wallet allows users to transfer, store, and retrieve crypto assets. Merchants can create card-based card programs funded by fiat coins, making it easy for them to accept fiat and cryptocurrencies. In addition, users can use the platform to purchase and consume cryptocurrency assets and legal assets through their connected Visa debit cards and Smartphone DApp.

Swipe has three core business segments: Swipe products, including wallets and credit cards; Binance chain ecological services, including binance debit card; Decentralized ecological applications, including Swipe Swap, Swipe Staking, Swipe governance, etc. Swipe's own primary application is an unmanaged wallet, which allows users to attach their wallets containing crypto assets to their wallet app. In order to actually make payments, Swipe requires the user to agree to convert crypto assets into fiat currency within the wallet, as well as to exchange multiple crypto assets within the wallet. Swipe Visa debit card offers real-time crypto to fiat conversion and ATM cash access, with no charge for debit card payments. Swipe Credit card also supports the use of cryptocurrency collateral to secure Credit lines, whereby users pledge their crypto assets to Swipe wallet for a Credit line of 50% of the collateral value, with interest rates as low as 5.9%. In general, the Swipe Wallet system can be viewed as a savings account for cryptocurrencies, which users can deposit, exchange and make payments in their wallets. Wallet platforms also offer users flexible accounts with no lock-up period or higher-rate lock-up accounts, so they can earn some interest by depositing crypto assets.

Swipe Wallet Performs all functions and utilities of the wallet, including use of services and withdrawal, through the Swipe token (SXP). Users can buy, sell, and pay cryptocurrency directly within the Wallet app, purchase gift cards, and exchange them instantly between all supported assets. Users can use their SXP tokens at launch, and there are tiered offers based on the SXP that holds the wallet contract.

Swipe is a card as a service (CaaS) platform that allows users to create, manage and acquire both virtual and physical cards, while operating on mobile. Swipe wallet allows users to make payments directly to merchants by storing cryptocurrencies supported by the Swipe Wallet, including bitcoin, Ethereum, USDT, Bitecoin and other mainstream currencies. Swipe Wallet earns different benefits depending on the amount of SXP stored. Save 0SXP, spend it on Spotify and get 1% bitcoin cash back. Save 300SXP, spend it on Spotify, Netflix and Amazon Prime, and get 2% Bitcoin cash back. Save 3000SXP, spend on Spotify, Netflix, Amazon, Prime Apple Music, and get 4% Bitcoin cash back. Save 30,000 SXP, spend on Spotify, Netflix, Amazon, Prime Apple Music, Hulu and get 5% Bitcoin cash back.

Swipe has three core business lines: Swipe products, including wallets and credit cards. Swipe Wallet Performs all functions and utilities of the wallet, including use of services and withdrawal, through the Swipe token (SXP). Users can buy, sell, and pay cryptocurrency directly within the Wallet app, purchase gift cards, and exchange them instantly between all supported assets. Users can use their SXP tokens at launch, and there are tiered offers based on the SXP that holds the wallet contract.

Swipe itself is an unmanaged digital wallet that supports payment with multiple tokens, and has built its Visa debit and credit cards on top of the wallet app. Swipe developed binancon's crypto debit cards in Europe. Following binion's acquisition in July 2020, Swipe introduced its DeFi Eco-plan, which expands on decentralized governance, exchange agreements, and staking. Currently, decentralized governance contracts are officially released. Swap and staking are unmarketed. Its main business is still mainly wallet payment and payment card, the main risk lies in the disclosure of regulatory policies and wallet private key. After being acquired by Binance, binance will develop towards DeFi. Adopting decentralized governance can avoid policy risks and serve as an important link in binance's smart chain ecology.

Encryption applications are vulnerable to policy impacts; Wallet private key is easy to leak; App wallets are vulnerable to hackers.

Swipe itself is an unmanaged digital wallet that supports payment with multiple tokens, and has built its Visa debit and credit cards on top of the wallet app. Swipe developed binancon's crypto debit cards in Europe. After binant's acquisition in July 2020, THE encrypted debit card service of SXP itself involves many risks. Through decentralized governance and DEFI, the product is combined with the value of tokens, while providing technical support to binant's smart chain ecology. With binant's support, IT is likely to grow into a unicorn in the payment field.