COTI is positioning itself as the first enterprise-class fintech platform that enables organizations to build their own payment solutions and digitize any currency to save time and money.

COTI is the world's first blockchain protocol optimized for decentralized payments, designed for merchants, governments, payment DApps and stablecoin publishers.

COTI Pay is the first application. It describes itself as full finance on blockchain. COTI launched in March 2017, while Staking is unveiled on January 1, 2020.

This is an ecosystem specifically designed to address all the challenges associated with traditional finance, including latency, expense, global inclusion and risk. This was accomplished by introducing DAG based protocols and a fully scalable, private, inclusive and fast infrastructure.

The ecosystem has DAG based blockchain, proof of trust consensus algorithm, multiDAG, GTS (Global Trust System), universal payment solution and payment gateway.

What makes COTI unique is COTI's platform.

The platform enables companies to effortlessly create advanced fintech products and save time, data and money. COTI Pay can handle a variety of payment types, including online and offline payments. This includes cryptocurrencies and stablecoins, as well as credit cards and even native coins. It has built-in financing to get started, earning interest through deposits and loans. This is also linked to the white label payment network.

Traditional payment systems only cost merchants and customers billions of dollars a year. Therefore, the COTI Payment network is a global payment network for users and merchants, which can be freely traded through digital wallets, tokens and more.

COTI is also the world's first platform optimized for creating price stable tokens. As a result, users have the ability to issue their own stablecoins and regain full control of their money and data.